Terms of Use

This website is operated by FicouAssim (ficouassim.com). Throughout the site, the terms “we”, “us” and “our” refer to Flavio Jose de Carvalho (CNPJ: 47.217.750/0001-83), the company responsible for the operation and management of this project.

By accessing or using this website, you agree to these Terms of Use, including all policies, notices and conditions referenced herein. These terms apply to all users of the site, without exception, including those who simply browse or interact with the informational content published.

Please read this document carefully before using the website. If you do not agree with the terms set out here, you should refrain from using our services.


1. Purpose of the Website

FicouAssim (ficouassim.com) is an informational and journalistic portal created to provide users with accessible content about topics of public interest, including social benefits, government programmes, financial guidance, employment opportunities, public services and citizens’ rights.

The website does not offer commercial products or services, does not sell goods, charge fees, conduct financial intermediation or perform official procedures on behalf of public or private institutions.

Our commitment is to provide clear, useful and well-researched information without representing or replacing any governmental authority, public institution or private organisation.


2. Use of Content

All content published on this website is provided for general informational purposes only. It does not constitute legal, financial, professional or institutional advice. The use of the information provided is entirely at the user’s own responsibility.

Users are strongly encouraged to verify relevant information directly with official sources or qualified professionals before making decisions based on the content available on this website.


3. Accuracy and Responsibility

We strive to ensure that the information published is accurate, up to date and reliable. However, we cannot guarantee that all content will remain free from errors, omissions or subsequent changes introduced by government authorities or official entities.

FicouAssim shall not be held responsible for any misuse of information, misinterpretation or decisions made based on the content available on this website.


4. Data Protection and Use of Cookies

This website may use cookies and similar technologies to improve user experience, analyse traffic and personalise content. By continuing to browse the site, you agree to the use of cookies in accordance with our Privacy Policy.

We do not request sensitive personal or financial information from users.

Any personal data processing carried out through the website follows recognised principles of transparency, consent, security and proportionality, in accordance with applicable data protection legislation, including internationally recognised privacy standards and, where applicable, the UK General Data Protection Regulation (UK GDPR) and related privacy laws.

We are committed to respecting best practices in data protection and responsible digital communication.


5. Changes to These Terms

We reserve the right to update, modify or supplement these Terms of Use at any time.

Any changes will be published on this page and will become effective from the date of publication. Continued use of the website after such changes constitutes acceptance of the updated Terms.


6. Applicable Jurisdiction

These Terms of Use are governed by the principles of international private law and digital commerce applicable to websites accessible globally.

However, for legal and administrative purposes, the project is operated by Flavio Jose de Carvalho (CNPJ: 47.217.750/0001-83), a company registered in the Federative Republic of Brazil.

Any disputes arising in connection with these Terms shall be submitted to the competent courts of Curitiba, Paraná, Brazil, without prejudice to any rights that users may have under the consumer protection laws applicable in their country of residence.


Last updated: May 2026.